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Bad Credit Refinance Secrets
Most banks won't even talk to you about mortgage refinancing if your FICO score is less than 640. The good news is you don't need to talk to a bank in order to refinance your mortgage with bad credit.
More importantly mortgage refinance lenders who specialize in clients with FICO scores in the 500-550 range, typically only look at the existing loan to value (LTV) on your home — and not at your bad credit or even bankruptcy.
In general if your FICO is 500, these lenders can refinance your mortgage up to 80% LTV; up to 85% LTV with a FICO of 550 and up to 90% with a FICO of 580 to 600.
And based on your LTV, you can even refinance your mortgage the day after filing a Chapter 13 bankruptcy.
How can you find the lender that's best for you? Call us today at 800-839-2954 and your refinance mortgage specialist will give you three personalized Refinance Options in less than one hour, for free.
Or simply complete our 1-Minute Application.
